Beinganoptimistisn’taboutknowingthatlifeusedtobeworse.It’saboutknowinghowlifecangetbetter.Andthat’swhatreallyfuelsouroptimism,”writeBillandMelindaGates.
要知道,当时美国房贷坏8VKa率在5%,而国宝银行3000多笔贷款,只有9人不履行借贷,坏账率仅为0.3%,有着全美最低的不履行借贷率t5BU